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Privacy Policy

This policy explains how Essential Credit Solutions collects, uses, protects, and shares your personal information when you use our website or services.

Effective: January 1, 2025
FCRA & CROA Compliant
SSL Secured
Section 01

Overview

Essential Credit Solutions ("Company," "we," "us," or "our") operates essentialcredit.solutions. This Privacy Policy explains how we collect, use, disclose, and protect your information.

By using our website or services, you agree to this policy.

Section 02

Information We Collect

  • Contact details, account profile data, and communication history.
  • Information required for service delivery and compliance.
  • Usage data such as IP, device, browser, and analytics events.
Section 03

How We Use Your Information

  • Deliver and manage services you request.
  • Communicate about your account and support requests.
  • Improve security, platform quality, and customer experience.
  • Meet legal, regulatory, and fraud-prevention obligations.
Section 04

Information Sharing

We do not sell personal information. We may share data with trusted service providers strictly for business operations, payment processing, hosting, analytics, and legal compliance.

Section 05

Data Security

256-bit SSL encryption protects data in transit.

Access to personal data is restricted to authorized personnel.

Section 06

Your Privacy Rights

  • Access, correct, or delete your personal information.
  • Opt out of marketing communications at any time.
  • Request data portability where applicable by law.
Section 07

Changes to This Policy

We may update this policy periodically. When significant changes occur, we will update the effective date and post revisions on this page.

Section 08

SMS Messaging & A2P 10DLC Compliance

By providing your mobile phone number and opting in through our website, forms, booking pages, or other communication channels, you consent to receive SMS text messages from Essential Credit Solutions regarding account updates, appointment reminders, service notifications, and promotional communications.

  • Message frequency varies based on your interaction with our services.
  • Message and data rates may apply.
  • Consent is not a condition of purchase.
  • You may opt out at any time by replying STOP.
  • For assistance, reply HELP or contact us directly at (214) 714-1281.

We do not share, sell, rent, or distribute your mobile phone number to third parties for marketing purposes. SMS communications are sent in compliance with applicable telecommunications laws, including A2P 10DLC regulations.

Your information is used solely for the purpose of providing services, support, updates, and relevant communications related to your inquiry or account.

Section 09

Contact Us

For privacy questions, requests, or concerns, contact us:

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