Simple, Transparent Pricing

One Plan.
Zero Surprises.

No monthly mystery fees. No hourly billing. No attorney markups. Just a straightforward investment in your financial future - and you only pay for real results.

No monthly fees
No hourly fees
No hidden charges
Less than an attorney
Complete Credit Program

Essential Restoration Plan

Most Popular
One-Time Start
$200
Enrollment fee
Monthly Service
$125
Per month
Credit Repair & Restoration
Bureau disputes, negative item challenges
Tradeline Services
Strategic authorized user tradelines
Credit Education & Coaching
Guidance, documentation, strategy
Dedicated Case Advisor
Personal advisor with you every step
24/7 Portal Access
Real-time score and case updates
Included Free
Consultation Credit Analysis Recommendations Custom Dispute Letters
Get Started - $200 Enrollment

No hidden fees - Cancel when your goals are reached

Cost Comparison

Why We Cost Less Than An Attorney

You don't need to spend thousands on legal fees to fix your credit. Our specialists deliver expert-level results at a fraction of the cost.

Essential Credit Solutions
$200
+ $125 / month
Credit repair specialists
15+ years experience
Transparent flat pricing
Personal case advisor
No surprise invoices
VS
Hiring an Attorney
$300+
per hour, minimum 10 hrs
Hourly billing unpredictable
Retainers + filing fees
Slow legal processes
No ongoing guidance
Cost can exceed $3,000+
What's Included

Everything in Your $125 / Month

Three powerful services - all wrapped into one transparent monthly investment.

Service 01

Credit Repair

We challenge inaccurate, unfair, and outdated negative items with all three credit bureaus - Equifax, Experian, and TransUnion - using the full force of federal law.

  • Bureau dispute letters
  • Creditor negotiations
  • FCRA / FDCPA compliance
Core Service
Service 02

Credit Restoration

Beyond simple disputes, we build a long-term restoration strategy - rebuilding your credit profile from the ground up and educating you on how to maintain excellent credit permanently.

  • Score maximization strategy
  • Long-term credit coaching
  • Post-repair maintenance plan
Service 03

Tradelines

Strategic authorized user tradelines can rapidly improve your credit mix and payment history - one of the fastest legal methods to boost your score while your repairs progress.

  • Authorized user placement
  • Positive payment history added
  • Improved credit utilization
Client Results

Real People. Real Results.

The proof is in the scores - and in the lives our clients have been able to unlock.

"Quick, easy, and effective. My scores went up faster than I ever expected. I genuinely didn't think it would work this well this quickly."

CJ
Chanelle J.
+89 points gained

"Responsive and reliable service. Every question I had was answered. The results were completely beyond my expectations - worth every penny."

KN
Kimmie N.
+142 points gained

"Because of Essential Credit Solutions, I was able to get the car of my dreams at a reasonable price. My consultant was there every step of the journey."

TT
Tyler T.
+118 points gained
Common Questions

Pricing FAQ

The $200 enrollment fee covers your full credit consultation, in-depth credit analysis, personalized recommendations, account setup, and submission of your first round of dispute letters to all three bureaus. It is a one-time fee - no recurring enrollment charges ever.
Your monthly fee covers ongoing dispute management, case advisor support, 24/7 portal access, continued credit coaching, tradeline strategy, and all documentation prepared on your behalf. Everything is included - no hidden add-ons.
Absolutely not. $200 to enroll, $125 per month - that is the complete cost. No hourly billing, no per-dispute fees, no retainer fees, and no surprise invoices. What you see is what you pay.
You can cancel once your financial goals are met. We don't lock you into long-term contracts. Most clients continue until they hit their target score and feel confident maintaining their credit independently - at which point we provide a full maintenance roadmap.
DIY credit repair requires knowing exactly which laws apply, how to write legally effective dispute letters, how to follow up correctly, and how to escalate when bureaus don't respond. Our specialists handle all of this - backed by 15+ years of experience - while you focus on your life.
Tradeline strategy and consultation are included in your monthly fee. Your advisor will determine if tradeline placement is right for your profile and walk you through the options. Any third-party tradeline purchases, if recommended, would be discussed and agreed upon separately before any charge.
Start Today

Get Your Free Consultation
& Credit Analysis

Your first step costs nothing. Let us review your credit, show you exactly what's holding you back, and build a plan to fix it.

$0
Consultation
$200
To Enroll
$125
Per Month
Request My Free Consultation

No credit card required for consultation info@essentialcredit.solutions